The Safegard Group, Inc.

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Apr, 2019 By Mark Skuby, Director of Risk Control
Trainer Tips: “Toolbox” Safety Meetings

Trainer Tips: “Toolbox” Safety Meetings

As a safety manager or safety trainer, one of your key roles is to promote a safety-minded culture while maintaining costs. By alerting employees to workplace hazards, “toolbox” safety meetings are worth your time. To get the most out of
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09
Apr, 2019 By Bill Calderaro, President
Commercial Property Insurance Rating

Commercial Property Insurance Rating

Understanding the outside factors that impact your commercial property insurance can be complicated, particularly for those with little to no knowledge of what goes into the underwriting process. While the type of business you’re in, your location and the state
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04
Apr, 2019 By Lisa Hale, Vice President - Claims & Risk
Using Safety Data Sheets (SDS)

Using Safety Data Sheets (SDS)

When working with chemicals, you must be familiar with a material’s properties so you can take the proper safety precautions. This is accomplished by using Safety Data Sheets (SDS). Your First Stop: The SDS SDSs protect you from hazardous materials
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02
Apr, 2019 By Jennifer D. Ackerman, CIC, CRIS
NFIP: Government Announces Changes to the National Flood Insurance Program

NFIP: Government Announces Changes to the National Flood Insurance Program

The Federal Emergency Management Agency (FEMA) is expected to unveil significant changes to the National Flood Insurance Program (NFIP) on March 25, 2019. The changes, which alter the way homeowners are charged for flood risks, could go into effect as
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28
Mar, 2019 By Michael Hermansen, Director of Operations
Launch Your Safety Program

Launch Your Safety Program

A safety program is not only the responsibility of your supervisor or safety manager – everyone must take part to keep the workplace free from hazards. Lots of work goes on behind the scenes to make your job as safe
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26
Mar, 2019 By Michael Hermansen, Director of Operations
NCAA Tournament is Here: Is Your Office Ready?

NCAA Tournament is Here: Is Your Office Ready?

Every March, the NCAA Division I men’s basketball tournament featuring 68 teams takes place. With the first-round games set to start during the workday on Thursday, March 21, it’s important that your office is ready to address the potential negative
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21
Mar, 2019 By Brian Courtney, RPLU, AAI
The First 24 Hours After an Injury

The First 24 Hours After an Injury

The moment an injury occurs, it initiates a sequence of events that can last for weeks or even months. But no matter how prolonged the recovery period, the first 24 hours after an injury are the most crucial. To respond
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19
Mar, 2019 By Bill Donato, Chief Executive Officer
New Hire Announcement: Crystal Pini

New Hire Announcement: Crystal Pini

Please join us in welcoming Crystal Pini to The Safegard Group! In February, Crystal began her full-time position as an Account Assistant in our Select Accounts (small commercial insurance) department. We are excited for Crystal getting started in the insurance
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14
Mar, 2019 By Jeff Corey, Sales Development
Opioid Use Affects on Workers’ Compensation

Opioid Use Affects on Workers’ Compensation

Prescription opioids are the number one workers’ compensation problem in terms of controlling the ultimate cost of indemnity losses. This comes from a recent Lockton Companies report that also states that there’s never been a more damaging impact on workers’
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12
Mar, 2019 By Bob Manley, CPCU, CRIS
Business Interruption Insurance: Coverage in Action

Business Interruption Insurance: Coverage in Action

Continuity is critical in business, and there are few things more important than continuous revenue and cash flow, particularly for small to medium-sized organizations. In fact, just one brief business interruption can be incredibly costly for an organization, often leading
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07
Mar, 2019 By Matt Holden, Business Development Executive
Fueling Safely on the Worksite

Fueling Safely on the Worksite

Fueling trucks, cars, machinery or other vehicles is a familiar activity, but it can be an extremely dangerous job if done incorrectly. Not only can improper refueling cause burns, fires or explosions, but the gasoline or diesel itself is also
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05
Mar, 2019 By Roger Kirtley, Vice President
Chiropractic Medical Services: Offering On-site

Chiropractic Medical Services: Offering On-site

As employee wellness continues to be a high priority for employers nationwide, many are turning to offering on-site medical clinics that can provide health care services to employees in a convenient location at the workplace. In fact, the National Business
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28
Feb, 2019 By Joe Abbonizio, Risk Management Consultant
New Technology to Boost Workplace Safety

New Technology to Boost Workplace Safety

More than 14 people a day died while doing their jobs in 2016, highlighting the need for safety and procedural enhancements at their workplaces. Employers are starting to embrace new technology, such as the following, in an effort to improve
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26
Feb, 2019 By Chris Missett, Vice President
HIPAA Enforcement: Record 2018

HIPAA Enforcement: Record 2018

In 2018, Office for Civil Rights (OCR) settled 10 cases and was granted summary judgment in a case in Health Insurance Portability and Accountability Act (HIPAA) enforcement. The enforcement actions resulted in an all-time record year for OCR, with enforcement
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21
Feb, 2019 By Michael Hermansen, Director of Operations
Concussion Awareness

Concussion Awareness

The human brain has the consistency of gelatin, and it can be severely damaged if it’s forced against the inner walls of the skull by violent blows to the head or sudden acceleration which may lead to concussion. The U.S.
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