The Safegard Group, Inc.

Safety Meeting Basics

Safety Meeting Basics

According to the Occupational Safety and Health Administration (OSHA), one of the most effective ways to promote a safe working environment is to get involved in a company safety meeting. Since safety is our top priority, we’ve gathered some tips
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Capital One Data From More Than 100 Million U.S. Customers Involved in Data Breach

Capital One Data From More Than 100 Million U.S. Customers Involved in Data Breach

Capital One announced on July 19, 2019, that the personal information of more than 100 million of its U.S. customers was compromised in one of the largest data breaches involving a bank. In an official release from the company, Capital
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Understanding Your Workers’ Compensation Experience Mod Factor

Understanding Your Workers’ Compensation Experience Mod Factor

A key to understanding your workers’ compensation premium is the experience modification factor, also known as your mod. Understanding your company’s mod and the data used to obtain it helps you identify ways to minimize your workers’ compensation premium. Who
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Make Sure You Aren’t Grounded by the Real ID Act

Make Sure You Aren’t Grounded by the Real ID Act

Don’t miss an important meeting or family gathering, and don’t be that person who makes everyone else wait in line. Real ID is set to become a new requirement in the security process for flying in the United States, and
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Accident Prevention

Accident Prevention

We all know that safety is important, but do you realize just how costly a workplace injury can be? When all is said and done, injuries can cost business owners hundreds of thousands of dollars, so why not practice better
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Abuse and Molestation Liability

Abuse and Molestation Liability

The possibility of a costly abuse claim arising is a very real threat for organizations that provide care or services to vulnerable populations, including children, the disabled and the elderly. Abuse can take a variety of forms as it can
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Recruiting for Soft Skills: HR Insights

Recruiting for Soft Skills: HR Insights

There’s a lot more that goes into finding the right candidate for your company’s opening than just a block of text. That’s why the interview process exists and why, as an HR professional, learning how to recognize soft skills is
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Extreme Heat: Are You Prepared?

Extreme Heat: Are You Prepared?

Heat kills by pushing the human body beyond its limits. In extreme heat and high humidity, evaporation is slowed and the body must work extra hard to maintain a normal temperature. In a normal year, about 175 Americans succumb to
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Do You Need Stop Gap Coverage?

Do You Need Stop Gap Coverage?

Employees injured on the job may be eligible to receive workers’ compensation benefits without regard to fault. In return for these benefits, the injured employee agrees not to sue his or her employer. Generally workers’ compensation is the sole remedy
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Seven Insurance Policies for Small Businesses

Seven Insurance Policies for Small Businesses

With so many different types of insurance to choose from, it can be overwhelming to determine what type is best for small businesses. The Safegard Group, Inc. is here to help explain the types of insurance policies available and how
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Common Exposures for Nonprofit Organizations

Common Exposures for Nonprofit Organizations

Nonprofit organizations provide essential social services that benefit the community and their members. However, even if your organization doesn’t sell a product or generate profit, there are still a number of potential risks that can affect your employees, assets, volunteers,
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Employee Recognition Programs

Employee Recognition Programs

Recognizing and rewarding employees for their hard work is a key factor in boosting employee engagement at your organization. Despite the importance of employee recognition, 45% of U.S. workers reported that they haven’t been recognized at work in at least
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Supervisor Safety: Reducing Risks for New Workers

Supervisor Safety: Reducing Risks for New Workers

The importance of supervisor safety cannot be understated. Providing a safe working environment and ensuring a safe start when new people begin working for you is not only the right thing to do, it’s the law. OSHA has a general
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Auto Insurance Application Mistakes to Avoid

Auto Insurance Application Mistakes to Avoid

You may not think an error on your auto insurance application is a big deal, but the consequences can be very costly. Giving inaccurate information on your application can lead to increased premiums, policy cancellations or no financial assistance in
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The Importance of Prompt Claims Reporting

The Importance of Prompt Claims Reporting

The rising cost of claims presents a significant challenge for employers today. However, there is a simple strategy that can significantly reduce your claims costs: all claims reporting done promptly. In fact, the sooner a claim is reported, the lower
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