The Safegard Group, Inc.

Renters Insurance Myths

Renters Insurance Myths

If your home becomes uninhabitable for reasons covered in your renters insurance policy, the insurance company will reimburse you for your temporary living expenses until you are able to find a new place to live. Renters insurance is there to
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Amazon Purchases with Your HSA or FSA

Amazon Purchases with Your HSA or FSA

Online retailer Amazon recently announced that you can now use your flexible spending account (FSA) or health savings account (HSA) to purchase eligible medical products on its site. Amazon’s FSA and HSA stores enable you to add your respective health
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Identifying and Preventing Future Accidents

Identifying and Preventing Future Accidents

Most of us have been personally involved in a minor auto accident. In an attempt to protect ourselves, we might become defensive, or be tempted not to reveal all the facts so your future isn’t at risk. Our car insurance
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Fitness Centers: Common Exposure

Fitness Centers: Common Exposure

Fitness centers are popular destinations for those looking to get in shape, and the owners and operators of these facilities are passionate about helping their members better their health. However, to best serve their members, owners of fitness centers need
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Trainer Tips: “Toolbox” Safety Meetings

Trainer Tips: “Toolbox” Safety Meetings

As a safety manager or safety trainer, one of your key roles is to promote a safety-minded culture while maintaining costs. By alerting employees to workplace hazards, “toolbox” safety meetings are worth your time. To get the most out of
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Commercial Property Insurance Rating

Commercial Property Insurance Rating

Understanding the outside factors that impact your commercial property insurance can be complicated, particularly for those with little to no knowledge of what goes into the underwriting process. While the type of business you’re in, your location and the state
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Using Safety Data Sheets (SDS)

Using Safety Data Sheets (SDS)

When working with chemicals, you must be familiar with a material’s properties so you can take the proper safety precautions. This is accomplished by using Safety Data Sheets (SDS). Your First Stop: The SDS SDSs protect you from hazardous materials
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NFIP: Government Announces Changes to the National Flood Insurance Program

NFIP: Government Announces Changes to the National Flood Insurance Program

The Federal Emergency Management Agency (FEMA) is expected to unveil significant changes to the National Flood Insurance Program (NFIP) on March 25, 2019. The changes, which alter the way homeowners are charged for flood risks, could go into effect as
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Launch Your Safety Program

Launch Your Safety Program

A safety program is not only the responsibility of your supervisor or safety manager – everyone must take part to keep the workplace free from hazards. Lots of work goes on behind the scenes to make your job as safe
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NCAA Tournament is Here: Is Your Office Ready?

NCAA Tournament is Here: Is Your Office Ready?

Every March, the NCAA Division I men’s basketball tournament featuring 68 teams takes place. With the first-round games set to start during the workday on Thursday, March 21, it’s important that your office is ready to address the potential negative
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The First 24 Hours After an Injury

The First 24 Hours After an Injury

The moment an injury occurs, it initiates a sequence of events that can last for weeks or even months. But no matter how prolonged the recovery period, the first 24 hours after an injury are the most crucial. To respond
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New Hire Announcement: Crystal Pini

New Hire Announcement: Crystal Pini

Please join us in welcoming Crystal Pini to The Safegard Group! In February, Crystal began her full-time position as an Account Assistant in our Select Accounts (small commercial insurance) department. We are excited for Crystal getting started in the insurance
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Opioid Use Affects on Workers’ Compensation

Opioid Use Affects on Workers’ Compensation

Prescription opioids are the number one workers’ compensation problem in terms of controlling the ultimate cost of indemnity losses. This comes from a recent Lockton Companies report that also states that there’s never been a more damaging impact on workers’
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Business Interruption Insurance: Coverage in Action

Business Interruption Insurance: Coverage in Action

Continuity is critical in business, and there are few things more important than continuous revenue and cash flow, particularly for small to medium-sized organizations. In fact, just one brief business interruption can be incredibly costly for an organization, often leading
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Fueling Safely on the Worksite

Fueling Safely on the Worksite

Fueling trucks, cars, machinery or other vehicles is a familiar activity, but it can be an extremely dangerous job if done incorrectly. Not only can improper refueling cause burns, fires or explosions, but the gasoline or diesel itself is also
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