The Safegard Group, Inc.

New Hire Announcement: Ryan Henritzy

New Hire Announcement: Ryan Henritzy

Please join us in welcoming Ryan Henritzy to The Safegard Group! In October, Ryan began his full-time position as an Account Representative. We are excited for Ryan to get started with us and are confident in his ability to support
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Protect Against Attractive Nuisance Dangers

Protect Against Attractive Nuisance Dangers

Although property owners are generally not responsible for protecting trespassers, in some cases, landowners or those who occupy land under leases can be held responsible for injuries to children that are caused by man-made conditions on the property. Considered attractive
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Lifting Heavy Loads Properly

Lifting Heavy Loads Properly

At work, much of your day is spent lifting, carrying and transporting heavy objects. While in many cases a machine does the grunt work, it only takes one careless mistake to sustain a serious, long-term injury due to improper lifting
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Understanding Insurance Carrier Financial Ratings

Understanding Insurance Carrier Financial Ratings

When choosing an insurance carrier to cover your business, there are many factors to consider. Price and customer service are often at the top of this list—no one wants to overpay for coverage, and you want your claims paid out
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New Hire Announcement: Dan Jahnsen

New Hire Announcement: Dan Jahnsen

Please join us in welcoming Dan Jahnsen to The Safegard Group! In September, Dan began his full-time position as an Account Assistant in our Employee Benefits department. We are excited for Dan getting his career started with us after graduating
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Workplace Accidents Impact Everyone

Workplace Accidents Impact Everyone

We all know that safety is important, but do you realize just how costly workplace accidents can be? When all is said and done, injuries can cost business owners hundreds of thousands of dollars. The extra expense to pay for
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Accessing Employee Emails Under the Stored Communications Act

Accessing Employee Emails Under the Stored Communications Act

Think back to a time when a former employee departed your company. Do you remember collecting their work phone and laptop? Did you happen to search their device–perhaps even their personal email? If so, you may have unwittingly violated the
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Flagger Safety 101

Flagger Safety 101

As a very important part of the construction crew, a flagger ensure that other workers can get the job done by diverting traffic away from the job site. They are required on construction sites where barricades and signs cannot successfully
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FSA Limit will Increase for 2020

FSA Limit will Increase for 2020

The Affordable Care Act (ACA) imposes a dollar limit on employees’ salary reduction contributions to health flexible spending accounts (FSAs) offered under cafeteria plans. This FSA limit is indexed for cost-of-living adjustments and may be increased each year. On Nov.
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Avoid On-the-Job Accidents

Avoid On-the-Job Accidents

Your job is an unpredictable one and hazardous conditions could arise in a variety of situations, especially considering the customers you encounter throughout the day. However, on-the-job accidents can be avoided by focusing on safe practices and taking necessary precautions.
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Home Equipment Breakdown Coverage

Home Equipment Breakdown Coverage

One nightmare that many homeowners often forget to prepare for is an important piece of home equipment unexpectedly breaking down. It’s not just the immediate struggle of being left without hot water or air conditioning that homeowners have to worry
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Investigating a Sexual Harassment Claim

Investigating a Sexual Harassment Claim

Receiving a sexual harassment claim from an employee is a delicate situation. Employers must consider how they will respond to the complaint, how they will investigate the allegations and what guidelines they will use to assess the complaint’s validity. Ultimately,
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Builders Risk Insurance Basics

Builders Risk Insurance Basics

Building and construction projects are complicated with no shortage of things that can go wrong. With everything that can happen during the construction process, it is essential to have the proper insurance in place. Of all of the different insurance
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Hazard Communication to Ensure Your Safety

Hazard Communication to Ensure Your Safety

Through the course of your job duties, you may be required to work with dangerous chemicals. An employer should be dedicated to ensuring your safety and have a Hazard Communication Program in place. The goal of this program is to
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Bakeries: Common Exposures

Bakeries: Common Exposures

Running bakeries can be demanding, and it’s a constant challenge for owners to deliver exceptional goods while maintaining profitability. These challenges are magnified when you consider the need to balance risks related to property damage, premises liability, equipment breakdowns, crime
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