Property & Casualty

On-site fitness centers can be a powerful way to improve productivity, reduce time away from work, promote wellness and recruit top talent; however, they also present a serious liability exposure. Take steps to reduce your liability for employee injuries beyond

When choosing an insurance carrier to cover your business, there are many factors to consider. Price and customer service are often at the top of this list—no one wants to overpay for coverage, and you want your claims paid out

Building and construction projects are complicated with no shortage of things that can go wrong. With everything that can happen during the construction process, it is essential to have the proper insurance in place. Of all of the different insurance

Running bakeries can be demanding, and it’s a constant challenge for owners to deliver exceptional goods while maintaining profitability. These challenges are magnified when you consider the need to balance risks related to property damage, premises liability, equipment breakdowns, crime

At one time, the concept of 3D printing may have seemed like science fiction. These days, however, the technology is revolutionizing how companies across a variety of industries—including engineering, medical, biotechnology, education and manufacturing—are able to design, develop and distribute

Your customers expect you to have safe and reliable products, and failing to meet these expectations can lead to huge financial losses. If one of your products hurts a customer in any way, they can sue your business, leading to

As a business owner, you take on a certain level of risk—it’s unavoidable. Losses related to fires, floods, workplace accidents, products liability and other kinds of exposures are common for organizations of all kinds. To address these concerns, the right

On July 25, 2019, New Jersey enacted a new law that prohibits all employers in the state from asking job applicants about their past salaries or using past pay information to screen applicants for employment consideration. The new law, which

Don’t miss an important meeting or family gathering, and don’t be that person who makes everyone else wait in line. Real ID is set to become a new requirement in the security process for flying in the United States, and

The possibility of a costly abuse claim arising is a very real threat for organizations that provide care or services to vulnerable populations, including children, the disabled and the elderly. Abuse can take a variety of forms as it can

Employees injured on the job may be eligible to receive workers’ compensation benefits without regard to fault. In return for these benefits, the injured employee agrees not to sue his or her employer. Generally workers’ compensation is the sole remedy

With so many different types of insurance to choose from, it can be overwhelming to determine what type is best for small businesses. The Safegard Group, Inc. is here to help explain the types of insurance policies available and how

Nonprofit organizations provide essential social services that benefit the community and their members. However, even if your organization doesn’t sell a product or generate profit, there are still a number of potential risks that can affect your employees, assets, volunteers,

The Government of Canada announced its new electronic logging device (ELD) rule June 13, 2019. ELDs are integrated into commercial vehicle engines in order to ensure that commercial drivers stay within their daily driving limits and accurately log their work