Employee Benefits

HIPAA Enforcement: Record 2018

HIPAA Enforcement: Record 2018

In 2018, Office for Civil Rights (OCR) settled 10 cases and was granted summary judgment in a case in Health Insurance Portability and Accountability Act (HIPAA) enforcement. The enforcement actions resulted in an all-time record year for OCR, with enforcement
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ACA Individual Mandate Penalty No Longer Applies

ACA Individual Mandate Penalty No Longer Applies

On Dec. 22, 2017, President Donald Trump signed into law the tax reform bill, called the Tax Cuts and Jobs Act, after it passed both the U.S. Senate and the U.S. House of Representatives. This tax reform bill makes significant
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EEOC Removes Incentive Limits from Final Wellness Plan Rules

EEOC Removes Incentive Limits from Final Wellness Plan Rules

On Dec. 20, 2018, the Equal Employment Opportunity Commission (EEOC) removed the incentive limits from its final wellness plan rules. The rules allowed employers to offer wellness incentives of up to 30 percent of the cost of health plan coverage.
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ACA Remains in Place After being Struck Down by Federal Court

ACA Remains in Place After being Struck Down by Federal Court

On Dec. 14, 2018, a federal court judge ruled in Texas v. United States that the entire Affordable Care Act (ACA) is invalid due to the elimination of the individual mandate penalty in 2019. The decision was not stayed, but
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Extended IRS Furnishing Deadline for ACA Reporting

Extended IRS Furnishing Deadline for ACA Reporting

On Nov. 29, 2018, the Internal Revenue Service (IRS) issued Notice 2018-94 to: Extend the due date for furnishing forms under Sections 6055 and 6056 for 2018 from Jan. 31, 2019, to March 4, 2019; and Extend good-faith transition relief
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Workplace Safety Boosted by Technology

Workplace Safety Boosted by Technology

More than 14 people a day died while doing their jobs in 2016, highlighting the need for safety and procedural enhancements at their workplaces. Employers are starting to embrace new technology, such as the following, in an effort to improve
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Proposed Rule Would Expand Options for HRAs

Proposed Rule Would Expand Options for HRAs

On Oct. 23, 2018, the Departments of Labor (DOL), Health and Human Services (HHS) and the Treasury (Departments) issued a proposed rule that would expand the usability of health reimbursement arrangements (HRAs). Effective in 2020, the proposed rule would: Allow
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Frequent Check-ins: Rethinking Performance Reviews

Frequent Check-ins: Rethinking Performance Reviews

It’s no secret that employees and employers alike have reservations about annual performance reviews. Some employees view them as a waste of time and many employers find it difficult to argue against that. According to management research firm CEB, 42
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ACA Reporting Final Forms for 2018 Released

ACA Reporting Final Forms for 2018 Released

In late Sept. 2018, the Internal Revenue Service (IRS) released final 2018 ACA forms and instructions for reporting under Internal Revenue Code (Code) Sections 6055 and 6056. 2018 Forms 1094-C and 1095-C (and related instructions) are used by applicable large
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FMLA Forms Updated by DOL

FMLA Forms Updated by DOL

The Department of Labor (DOL) recently released updated model forms to help employers administer employee leaves under the Family and Medical Leave Act (FMLA). The DOL’s model FMLA forms contain an expiration date in the upper right corner. The expiration
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Association Health Plans (AHPs) Guidance from IRS and DOL

Association Health Plans (AHPs) Guidance from IRS and DOL

Both the Internal Revenue Service (IRS) and Department of Labor (DOL) have issued new compliance guidance for association health plans (AHPs). On June 21, 2018, the DOL published a final rule that expands the ability of employers to join together
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Medicare Part D Notices Are Due Before Oct. 15, 2018

Medicare Part D Notices Are Due Before Oct. 15, 2018

Each year, Medicare Part D requires group health plan sponsors to disclose to individuals who are eligible for Medicare Part D and to the Centers for Medicare and Medicaid Services (CMS) whether the health plan’s prescription drug coverage is creditable.
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Delaware Workers’ Compensation – Employer Responsibilities

Delaware Workers’ Compensation – Employer Responsibilities

Workers’ compensation is a system of no-fault insurance that provides medical and monetary benefits to employees for work-related injuries, diseases and deaths. Workers’ compensation is governed by state law and Delaware is no exception. The Delaware Workers’ Compensation Law (WCL)
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HDHP/HSA Limits Will Increase for 2019

HDHP/HSA Limits Will Increase for 2019

In May 2018, the IRS released Revenue Procedure 2018-30 to announce the inflation-adjusted limits for health savings accounts (HSA) and high deductible health plans (HDHP) for 2019. These limits include: The maximum HSA contribution limit; The minimum deductible amount for
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PillPack to be Purchaed by Amazon

PillPack to be Purchaed by Amazon

On Thursday, June 28, 2018, Amazon announced that they will be purchasing the online pharmacy PillPack. Though the terms of the deal weren’t released, it is expected to close within the second half of this year. This is just the
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