Property & Casualty

On Dec. 22, 2017, President Donald Trump signed the tax reform bill, called the Tax Cuts and Jobs Act, into law, after it passed both the U.S. Senate and the U.S. House of Representatives. This tax reform bill, drafted based

The Workers’ compensation is a system of no-fault insurance that provides monetary compensation and medical benefits to employees (or their survivors) for work-related injuries, diseases and deaths. Workers’ compensation is governed by state law. The Pennsylvania Workers’ Compensation Act (WCA)

Serving alcohol is a common practice for restaurants, bars, catering companies, entertainment venues and similar establishments. While providing a wide array of beverage options is important, serving alcohol in particular can create a variety of risks for business owners. In order

Farming still makes use of millions of workers in the U.S. and farm work remains dangerous due to the type of various activities, particularly with the use of farm implements and machinery. Since there are many family-run farms, farming is

A few simple strategies small businesses can take advantage of to identify and manage top risks, provided by The Safegard Group, Inc. Optimism is the fuel that drives the entrepreneurial spirit, so it isn’t surprising that most small business owners

Although it is important for companies to trust their workers and the general public, the unfortunate reality is that theft can happen at any time. This is particularly true in the construction industry, where expensive tools and machinery are often

An economy in a downturn often strikes worry among business owners and their employees in virtually every industry. Even companies that escape tough times relatively unharmed could still fall into the trap of uninsured risks long term, so The Safegard

When a data breach or other cyber risk event occurs, the damages can be significant, often resulting in lawsuits, fines and serious financial losses. What’s more, cyber exposures impact businesses of all kinds, regardless of their size, area of focus,

Suppose that a landlord leases a storefront to a retailer that makes improvements, also known as betterments, to the facility by adding features to help sell its products. During the lease, a fire breaks out and damages the building, including

When meeting with a current or prospective vendor to discuss business continuity planning, it’s often difficult to understand how the vendor’s continuity plan aligns with your own plan and needs. However, asking the right questions can help. Questions to Ask

Business owners have a lot to consider when choosing insurance that fully protects their business. One coverage option, a business owners policy (BOP), can take the guesswork out of the process. A BOP bundles several types of coverage in one

Businesses today don’t only hold physical assets. Through the use of technology companies now are responsible for very valuable intangible assets, such as sensitive data, software and intellectual property, which a general liability policy doesn’t account for. What should you