Claims & Risk Management

Off-Site Transitional Duty Programs

Off-Site Transitional Duty Programs

A valuable tool for controlling workers’ compensation costs for an employer is the implementation of an effective transitional duty program. Without this piece, employers can struggle to manage workplace injuries, and workers’ compensation claims are more likely to spiral out
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Winter Weather Liabilities

Winter Weather Liabilities

The winter months bring more than just cold weather and shorter days; they bring the possibility for winter storms that may result in a snow- and ice-covered landscape. While it may be a winter weather wonderland for some, as a
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The 3 S’s of Trenching Safely: Slope It, Shore It, Shield It!

The 3 S’s of Trenching Safely: Slope It, Shore It, Shield It!

Slope it, shore it, shield it, are words to live by if you or any employees are exposed to excavations. The Occupational Safety & Health Administration defines an excavation as any man-made cut, cavity, trench, or depression in the earth’s
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Work Events: Reduce Your Exposures

Work Events: Reduce Your Exposures

Businesses host parties for a variety of reasons, including the holidays and organizational accomplishments. While these work events are fun, team-building opportunities, they can create a number of risks for the hosting company. In fact, in the event that an
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Flu Season Planning – National Influenza Vaccination Week: Dec. 3-9

Flu Season Planning – National Influenza Vaccination Week: Dec. 3-9

Many employers may not realize the impact that the flu season can have on their company. If a major influenza outbreak hits your community, you may face highly elevated employee absenteeism rates, which could lead to business interruption and lost
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Marijuana in the Workplace

Marijuana in the Workplace

As an employer what can you do to maintain a drug free environment in the midst of states adopting laws legalizing marijuana? This article covers the multiple areas related to marijuana use and your rights as an employer to maintain
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Common Sense and Safety

Common Sense and Safety

Serious accidents can happen when you take safety for granted and don’t use your common sense. Consider this situation: a man was adding fuel to his lawnmower. He poured some gasoline, then took a step back with the open fuel
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Workplace Safety Boosted by Technology

Workplace Safety Boosted by Technology

More than 14 people a day died while doing their jobs in 2016, highlighting the need for safety and procedural enhancements at their workplaces. Employers are starting to embrace new technology, such as the following, in an effort to improve
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The Dangers of Job Site Cellphone Use

The Dangers of Job Site Cellphone Use

According to a recent study, the average person checks their cellphone 100 times a day. While there is a time and a place for cellphones, using it at the job site can be extremely dangerous. If you’re distracted for just
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Post-Accident Drug Testing

Post-Accident Drug Testing

As an employer, your number one goal is to be committed to protecting the safety and well-being of all employees in the workplace. Drug abuse poses a significant threat towards that goal. For this reason, it is vital to establish
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What You Should Know About the DOT New Entrant Safety Audit

What You Should Know About the DOT New Entrant Safety Audit

New entrants looking to conduct interstate operations within the United States need to pass a safety audit before being legally registered with the U.S. Department of Transportation (DOT). What does the safety audit consist of? The safety audit will consist
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National Fire Prevention Week: Oct. 7-13 – Safety Matters: Fire Safety

National Fire Prevention Week: Oct. 7-13 – Safety Matters: Fire Safety

October 7th to 13th is National Fire Safety Week and it never hurts to remind yourself how easily a fire could be sparked in your environment. Fires are a serious risk for businesses of all types. It’s up to you
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Night Driving 101 | Driver Safely Work Week: Oct. 1-5

Night Driving 101 | Driver Safely Work Week: Oct. 1-5

Did you know that the rate of traffic deaths while night driving is three times greater than driving during the day? It is more difficult to see hazards ahead on the road, and often the lack of scenery can be
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DOT Audits – What You Need to Know

DOT Audits – What You Need to Know

If you are issued a DOT (Department of Transportation) number to operate certain class vehicles in your business, you are subject to safety audits and compliance reviews administered by the DOT on a periodic basis.  If you have recently been
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Frequency, Severity and Your Commercial Auto Insurance Premiums

Frequency, Severity and Your Commercial Auto Insurance Premiums

Auto insurance rates are based on several factors, frequency and severity of crashes, auto repair costs, medical and hospital costs, lawsuits and court judgments, insurance fraud, vehicle type, and deductibles. This means that while your company’s inherent level of risk
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