The Safegard Group, Inc.

Chiropractic Medical Services: Offering On-site

Chiropractic Medical Services: Offering On-site

As employee wellness continues to be a high priority for employers nationwide, many are turning to offering on-site medical clinics that can provide health care services to employees in a convenient location at the workplace. In fact, the National Business
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New Technology to Boost Workplace Safety

New Technology to Boost Workplace Safety

More than 14 people a day died while doing their jobs in 2016, highlighting the need for safety and procedural enhancements at their workplaces. Employers are starting to embrace new technology, such as the following, in an effort to improve
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HIPAA Enforcement: Record 2018

HIPAA Enforcement: Record 2018

In 2018, Office for Civil Rights (OCR) settled 10 cases and was granted summary judgment in a case in Health Insurance Portability and Accountability Act (HIPAA) enforcement. The enforcement actions resulted in an all-time record year for OCR, with enforcement
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Concussion Awareness

Concussion Awareness

The human brain has the consistency of gelatin, and it can be severely damaged if it’s forced against the inner walls of the skull by violent blows to the head or sudden acceleration which may lead to concussion. The U.S.
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Concrete Truck Safety

Concrete Truck Safety

Delivering concrete comes with a variety of additional safety concerns not faced by the average delivery driver. From filling to unloading, there are a number of operational concerns you need to keep in mind in order to ensure continued safety.
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Blockchain: What is it and How Will it Impact Business?

Blockchain: What is it and How Will it Impact Business?

The internet, smartphones and other online technologies have helped businesses streamline their supply chains and inventories. However, human error, software incompatibilities between vendors and a lack of transparency can cause even the most efficient operations to experience time-consuming and costly
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Legalized Marijuana and Employment: Off-duty Use and Drug Testing

Legalized Marijuana and Employment: Off-duty Use and Drug Testing

While all marijuana use remains illegal under federal law, most states have enacted laws that allow certain uses of legalized marijuana or a marijuana derivative. None of these laws place any restrictions on an employer’s right to administer drug tests
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Chris Santoleri Promoted to Assistant Vice President

Chris Santoleri Promoted to Assistant Vice President

We are pleased to announce that Chris Santoleri has been promoted to Assistant Vice President in our Commercial Insurance division. About Chris Santoleri Chris Santoleri has been with The Safegard Group for nine years, serving in various client relationship and
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Total Cost of Risk: Trucking Risk Insights

Total Cost of Risk: Trucking Risk Insights

Total cost of risk in insurance terms describes the cost of both pure and speculative risk. It is synonymous with the price of your risk management program. For example, if you are faced with a union strike, how do you
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Understanding Commercial Property Coinsurance

Understanding Commercial Property Coinsurance

Coinsurance is one of the most complicated and misunderstood terms in insurance. This concept is commonly included in a number of different policies, including property, health and directors and officers. However, coinsurance works differently for each type of coverage, and
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Using GPS to Help Manage Fleet Costs

Using GPS to Help Manage Fleet Costs

As the workforce in America becomes more mobile, so do the capabilities of employers to track their employees on the road. From a distance, accurately monitoring employee productivity, working hours, injuries, conduct and company property presents a challenge. The use
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ACA Individual Mandate Penalty No Longer Applies

ACA Individual Mandate Penalty No Longer Applies

On Dec. 22, 2017, President Donald Trump signed into law the tax reform bill, called the Tax Cuts and Jobs Act, after it passed both the U.S. Senate and the U.S. House of Representatives. This tax reform bill makes significant
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Selecting and Training an Injury Management Coordinator (IMC)

Selecting and Training an Injury Management Coordinator (IMC)

Even with the best safety programs in place, accidents can still happen. When an injury occurs, several parties can be involved: the injured worker, his or her supervisor, medical personnel, human resources and more. While all these people may be
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New Hire Announcement: Kelvin Zimmerman

New Hire Announcement: Kelvin Zimmerman

Please join me in welcoming Kelvin Zimmerman to The Safegard Group! In December, Kelvin began his full-time position with us as an Account Executive in the Commercial Insurance department. We are very confident in Kelvin’s abilities and look forward to him
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Off-Site Transitional Duty Programs

Off-Site Transitional Duty Programs

A valuable tool for controlling workers’ compensation costs for an employer is the implementation of an effective transitional duty program. Without this piece, employers can struggle to manage workplace injuries, and workers’ compensation claims are more likely to spiral out
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