Personal Lines

Insurance Considerations for Newlyweds

Insurance Considerations for Newlyweds

Choosing insurance may not be as romantic as deciding where to go on your honeymoon, but it is one of the most important things you can do as newlyweds. Although most couples are aware of the need to readdress their
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Named Storm Deductibles

Named Storm Deductibles

The heavy rainfall, high winds and storm surges associated with hurricanes and other intense storms can devastate any home, even those located hundreds of miles off of a coast. And, because these storms have the potential to cause tens of
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Safety of Pedestrians

Safety of Pedestrians

It shouldn’t be a surprise that incidents involving vehicles v. pedestrians are usually fatal. Information from the Insurance Institute for Highway Safety reveals that, when pedestrian fatalities occur, more than 70% take place in urban settings and they occur at
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Critical Cyber Exploits Affect Nearly All Computers

Critical Cyber Exploits Affect Nearly All Computers

Cyber security researchers recently announced the discovery of two major security flaws that could allow hackers to bypass regular security measures and obtain normally inaccessible data from the cyber exploits. The flaws, referred to as Meltdown and Spectre, are both
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Common Auto Insurance Terms

Common Auto Insurance Terms

Auto insurance can be confusing at times. Policies often contain a variety of terms that can be difficult to understand, especially for someone without a background in insurance. The following is a list of common auto insurance terms to keep
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Stacked vs. Unstacked Coverage

Stacked vs. Unstacked Coverage

The Insurance Research Council reports that an estimated 1 in 7 drivers in the United States are currently uninsured. As a result, many car insurance companies across the nation offer specific coverage in the event that you get into an accident
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Health Concerns Following a Hurricane or Flood

Health Concerns Following a Hurricane or Flood

A natural disaster can be one of the most devastating events in a person’s lifetime. Families can be uprooted and entire neighborhoods can be destroyed in the blink of an eye. If you ever have to endure such a crisis,
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5 Child Care Initiatives to Enhance Your Workplace

5 Child Care Initiatives to Enhance Your Workplace

The incentives you offer can impact how candidates view your company and its culture. Different programs and benefits will attract different people. Keep this in mind when choosing which initiatives to promote, especially if you want to attract working parents.
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Hurricane Preparation at Home

Hurricane Preparation at Home

From June through November, hurricanes are at their peak. During a hurricane, heavy rains and catastrophic winds barrel through coastal areas and can severely damage or destroy homes and businesses. To help you plan and remain safe at home during
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Are You Liable for Summer Fun?

Are You Liable for Summer Fun?

Summer generally arrives with a huge surge in recreational activity. School ends and parents start searching for leisure and recreational activities for themselves and their children. The activities range from elaborate vacations or summer-long camps to simply buying play and
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Distracted Driving: Don’t Dine and Drive

Distracted Driving: Don’t Dine and Drive

Distracted driving causes accidents every day and seems like it is becoming even more prevalent. While you may suspect that this article is going to provide another warning about the danger of using cell phones in traffic….this warning is much
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Home Value: The Importance of Insuring the Correct Value

Home Value: The Importance of Insuring the Correct Value

This era of the “Great Recession” has been a challenging one. Dramatic economic conditions have affected both the U.S. real estate market and the residential construction industry which can cause uncertainty in home value. National data collected over the past
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Common Exposures All Airbnb Hosts Should Consider

Common Exposures All Airbnb Hosts Should Consider

In today’s technologically advanced world, individuals have a unique opportunity to efficiently rent out their home, spare bedroom or other accommodations through Airbnb, an online hospitality company. For travelers, Airbnb is a convenient platform that provides affordable and flexible alternatives
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Home-Staging Tips: Staging Your Home for Sale

Home-Staging Tips: Staging Your Home for Sale

Las Vegas real estate broker Kamran Zand, founder of Luxury Estates International, knows a little something about staging a home for quick sale. He recently set a record for the highest price paid per square foot for a high-rise condo
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The Hardening Auto Insurance Market

The Hardening Auto Insurance Market

Auto insurance premiums have been on the rise since April 2016, when a 6 percent rate hike made it the biggest monthly increase since 2003. While the need for harder conditions in the auto insurance market is overdue, both personal
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