Claims & Risk Management

Legalized Marijuana and Employment: Off-duty Use and Drug Testing

Legalized Marijuana and Employment: Off-duty Use and Drug Testing

While all marijuana use remains illegal under federal law, most states have enacted laws that allow certain uses of legalized marijuana or a marijuana derivative. None of these laws place any restrictions on an employer’s right to administer drug tests
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Total Cost of Risk: Trucking Risk Insights

Total Cost of Risk: Trucking Risk Insights

Total cost of risk in insurance terms describes the cost of both pure and speculative risk. It is synonymous with the price of your risk management program. For example, if you are faced with a union strike, how do you
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Using GPS to Help Manage Fleet Costs

Using GPS to Help Manage Fleet Costs

As the workforce in America becomes more mobile, so do the capabilities of employers to track their employees on the road. From a distance, accurately monitoring employee productivity, working hours, injuries, conduct and company property presents a challenge. The use
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Selecting and Training an Injury Management Coordinator (IMC)

Selecting and Training an Injury Management Coordinator (IMC)

Even with the best safety programs in place, accidents can still happen. When an injury occurs, several parties can be involved: the injured worker, his or her supervisor, medical personnel, human resources and more. While all these people may be
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Off-Site Transitional Duty Programs

Off-Site Transitional Duty Programs

A valuable tool for controlling workers’ compensation costs for an employer is the implementation of an effective transitional duty program. Without this piece, employers can struggle to manage workplace injuries, and workers’ compensation claims are more likely to spiral out
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Winter Weather Liabilities

Winter Weather Liabilities

The winter months bring more than just cold weather and shorter days; they bring the possibility for winter storms that may result in a snow- and ice-covered landscape. While it may be a winter weather wonderland for some, as a
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The 3 S’s of Trenching Safely: Slope It, Shore It, Shield It!

The 3 S’s of Trenching Safely: Slope It, Shore It, Shield It!

Slope it, shore it, shield it, are words to live by if you or any employees are exposed to excavations. The Occupational Safety & Health Administration defines an excavation as any man-made cut, cavity, trench, or depression in the earth’s
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Work Events: Reduce Your Exposures

Work Events: Reduce Your Exposures

Businesses host parties for a variety of reasons, including the holidays and organizational accomplishments. While these work events are fun, team-building opportunities, they can create a number of risks for the hosting company. In fact, in the event that an
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Flu Season Planning – National Influenza Vaccination Week: Dec. 3-9

Flu Season Planning – National Influenza Vaccination Week: Dec. 3-9

Many employers may not realize the impact that the flu season can have on their company. If a major influenza outbreak hits your community, you may face highly elevated employee absenteeism rates, which could lead to business interruption and lost
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Marijuana in the Workplace

Marijuana in the Workplace

As an employer what can you do to maintain a drug free environment in the midst of states adopting laws legalizing marijuana? This article covers the multiple areas related to marijuana use and your rights as an employer to maintain
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Common Sense and Safety

Common Sense and Safety

Serious accidents can happen when you take safety for granted and don’t use your common sense. Consider this situation: a man was adding fuel to his lawnmower. He poured some gasoline, then took a step back with the open fuel
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Workplace Safety Boosted by Technology

Workplace Safety Boosted by Technology

More than 14 people a day died while doing their jobs in 2016, highlighting the need for safety and procedural enhancements at their workplaces. Employers are starting to embrace new technology, such as the following, in an effort to improve
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The Dangers of Job Site Cellphone Use

The Dangers of Job Site Cellphone Use

According to a recent study, the average person checks their cellphone 100 times a day. While there is a time and a place for cellphones, using it at the job site can be extremely dangerous. If you’re distracted for just
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Post-Accident Drug Testing

Post-Accident Drug Testing

As an employer, your number one goal is to be committed to protecting the safety and well-being of all employees in the workplace. Drug abuse poses a significant threat towards that goal. For this reason, it is vital to establish
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What You Should Know About the DOT New Entrant Safety Audit

What You Should Know About the DOT New Entrant Safety Audit

New entrants looking to conduct interstate operations within the United States need to pass a safety audit before being legally registered with the U.S. Department of Transportation (DOT). What does the safety audit consist of? The safety audit will consist
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