Claims & Risk Management

Avoid On-the-Job Accidents

Avoid On-the-Job Accidents

Your job is an unpredictable one and hazardous conditions could arise in a variety of situations, especially considering the customers you encounter throughout the day. However, on-the-job accidents can be avoided by focusing on safe practices and taking necessary precautions.
Learn more
Investigating a Sexual Harassment Claim

Investigating a Sexual Harassment Claim

Receiving a sexual harassment claim from an employee is a delicate situation. Employers must consider how they will respond to the complaint, how they will investigate the allegations and what guidelines they will use to assess the complaint’s validity. Ultimately,
Learn more
Hazard Communication to Ensure Your Safety

Hazard Communication to Ensure Your Safety

Through the course of your job duties, you may be required to work with dangerous chemicals. An employer should be dedicated to ensuring your safety and have a Hazard Communication Program in place. The goal of this program is to
Learn more
Reduce WC Claims with Ergonomics in Health Care | Risk Insights

Reduce WC Claims with Ergonomics in Health Care | Risk Insights

You can take measures to reduce the physical strain on your employees by practicing and encouraging ergonomics, the science of designing tasks to fit the physical make-up of the workers. Proper lifting equipment, training, and modification of tasks will prevent
Learn more
Backing Up Vehicles Safely

Backing Up Vehicles Safely

Backing up a vehicle, whether it is a heavy dump truck or a small automobile, can be a difficult task with a lot of dangers involved. In fact, many accidents occur when vehicles are backing up at only 5 mph,
Learn more
Silica Safety for Hand-held Power Saws | Safety Matters

Silica Safety for Hand-held Power Saws | Safety Matters

Hand-held power saws can be useful tools on the job site due to their portability and versatility. However, when these tools are used to cut masonry, concrete, stone or other silica-containing materials, workers can be exposed to dangerous dust; silica
Learn more
Are You Prepared if Disaster Strikes?

Are You Prepared if Disaster Strikes?

From fires to floods, earthquakes to hurricanes, disaster can strike anytime, anywhere, and often with little to no advance warning. According to the Insurance Information Institute, as many as 40% of businesses forced to suspend operations due to a natural
Learn more
Be Prepared: Severe Weather

Be Prepared: Severe Weather

In a severe weather emergency, all  employees should be aware of their responsibilities and the actions they should take to protect themselves and others. General Severe Weather Safety Practices If severe weather is threatening, tune in to local radio or
Learn more
Fire Emergency: Be Prepared

Fire Emergency: Be Prepared

In a fire emergency, all employees should be aware of their responsibilities and the actions they should take to protect themselves and others. General Safe Practices a Fire Emergency If an employee sees or smells a fire, the fire department
Learn more
Be Prepared: Workplace Violence

Be Prepared: Workplace Violence

All business should be committed to preventing violence in the workplace. In order to keep the workplace as safe as possible, please observe the following guidelines: Identifying Your Risk of Workplace Violence Workplace violence can include actions or words that
Learn more
Opioids in the Workplace

Opioids in the Workplace

You’ve heard of painkillers and how they can help manage your worst ailments. However, you may not be familiar with the side effects that come with them. Addiction to prescription painkillers, or opioids, is a national emergency. Nearly 100 Americans
Learn more
Safety Meeting Basics

Safety Meeting Basics

According to the Occupational Safety and Health Administration (OSHA), one of the most effective ways to promote a safe working environment is to get involved in a company safety meeting. Since safety is our top priority, we’ve gathered some tips
Learn more
Understanding Your Workers’ Compensation Experience Mod Factor

Understanding Your Workers’ Compensation Experience Mod Factor

A key to understanding your workers’ compensation premium is the experience modification factor, also known as your mod. Understanding your company’s mod and the data used to obtain it helps you identify ways to minimize your workers’ compensation premium. Who
Learn more
Accident Prevention

Accident Prevention

We all know that safety is important, but do you realize just how costly a workplace injury can be? When all is said and done, injuries can cost business owners hundreds of thousands of dollars, so why not practice better
Learn more
Extreme Heat: Are You Prepared?

Extreme Heat: Are You Prepared?

Heat kills by pushing the human body beyond its limits. In extreme heat and high humidity, evaporation is slowed and the body must work extra hard to maintain a normal temperature. In a normal year, about 175 Americans succumb to
Learn more