Claims & Risk Management

Work Events: Reduce Your Exposures

Work Events: Reduce Your Exposures

Businesses host parties for a variety of reasons, including the holidays and organizational accomplishments. While these work events are fun, team-building opportunities, they can create a number of risks for the hosting company. In fact, in the event that an
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Flu Season Planning – National Influenza Vaccination Week: Dec. 3-9

Flu Season Planning – National Influenza Vaccination Week: Dec. 3-9

Many employers may not realize the impact that the flu season can have on their company. If a major influenza outbreak hits your community, you may face highly elevated employee absenteeism rates, which could lead to business interruption and lost
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Marijuana in the Workplace

Marijuana in the Workplace

As an employer what can you do to maintain a drug free environment in the midst of states adopting laws legalizing marijuana? This article covers the multiple areas related to marijuana use and your rights as an employer to maintain
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Common Sense and Safety

Common Sense and Safety

Serious accidents can happen when you take safety for granted and don’t use your common sense. Consider this situation: a man was adding fuel to his lawnmower. He poured some gasoline, then took a step back with the open fuel
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Workplace Safety Boosted by Technology

Workplace Safety Boosted by Technology

More than 14 people a day died while doing their jobs in 2016, highlighting the need for safety and procedural enhancements at their workplaces. Employers are starting to embrace new technology, such as the following, in an effort to improve
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The Dangers of Job Site Cellphone Use

The Dangers of Job Site Cellphone Use

According to a recent study, the average person checks their cellphone 100 times a day. While there is a time and a place for cellphones, using it at the job site can be extremely dangerous. If you’re distracted for just
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Post-Accident Drug Testing

Post-Accident Drug Testing

As an employer, your number one goal is to be committed to protecting the safety and well-being of all employees in the workplace. Drug abuse poses a significant threat towards that goal. For this reason, it is vital to establish
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What You Should Know About the DOT New Entrant Safety Audit

What You Should Know About the DOT New Entrant Safety Audit

New entrants looking to conduct interstate operations within the United States need to pass a safety audit before being legally registered with the U.S. Department of Transportation (DOT). What does the safety audit consist of? The safety audit will consist
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National Fire Prevention Week: Oct. 7-13 – Safety Matters: Fire Safety

National Fire Prevention Week: Oct. 7-13 – Safety Matters: Fire Safety

October 7th to 13th is National Fire Safety Week and it never hurts to remind yourself how easily a fire could be sparked in your environment. Fires are a serious risk for businesses of all types. It’s up to you
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Night Driving 101 | Driver Safely Work Week: Oct. 1-5

Night Driving 101 | Driver Safely Work Week: Oct. 1-5

Did you know that the rate of traffic deaths while night driving is three times greater than driving during the day? It is more difficult to see hazards ahead on the road, and often the lack of scenery can be
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DOT Audits – What You Need to Know

DOT Audits – What You Need to Know

If you are issued a DOT (Department of Transportation) number to operate certain class vehicles in your business, you are subject to safety audits and compliance reviews administered by the DOT on a periodic basis.  If you have recently been
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Frequency, Severity and Your Commercial Auto Insurance Premiums

Frequency, Severity and Your Commercial Auto Insurance Premiums

Auto insurance rates are based on several factors, frequency and severity of crashes, auto repair costs, medical and hospital costs, lawsuits and court judgments, insurance fraud, vehicle type, and deductibles. This means that while your company’s inherent level of risk
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Fall Protection and Safety

Fall Protection and Safety

Fall protection and safety is a major concern at the workplace. In fact, OSHA cites injuries from falls as one of its top 10 worksite injuries. Falls and falling objects can result from unstable working surfaces, ladders that are not
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ADA Website Compliance to Avoid Lawsuits

ADA Website Compliance to Avoid Lawsuits

The Americans with Disabilities Act (ADA) of 1990 prohibits discrimination based on disability. This means ensuring that everyone has reasonable access to all areas of public life. Although the ADA doesn’t explicitly mention the internet, the federal government has taken
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Drug and Alcohol Test Standards for CMV Drivers

Drug and Alcohol Test Standards for CMV Drivers

According to the U.S. Department of Transportation, professional drivers and others behind the wheel of a commercial motor vehicle (CMV) will be subject to drug and alcohol testing in certain situations. Testing may be required pre-employment, post-accident, with reasonable suspicion,
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