Claims & Risk Management

Return to Work Program

Return to Work Program

Workplace accidents are unfortunate events that can disrupt both your physical and financial well-being. In the event of a work-related accident, our return to work program will help you transition back into a productive role as you recover from your
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Manage Cost of Risk, Control Price

Manage Cost of Risk, Control Price

Every facet of your organization impacts your cost of risk. Regardless of the type of business you run, many find it difficult to quantify their true cost of risk because it includes both pure and speculative risk. The impact negative
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Protect Against Attractive Nuisance Dangers

Protect Against Attractive Nuisance Dangers

Although property owners are generally not responsible for protecting trespassers, in some cases, landowners or those who occupy land under leases can be held responsible for injuries to children that are caused by man-made conditions on the property. Considered attractive
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Lifting Heavy Loads Properly

Lifting Heavy Loads Properly

At work, much of your day is spent lifting, carrying and transporting heavy objects. While in many cases a machine does the grunt work, it only takes one careless mistake to sustain a serious, long-term injury due to improper lifting
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Workplace Accidents Impact Everyone

Workplace Accidents Impact Everyone

We all know that safety is important, but do you realize just how costly workplace accidents can be? When all is said and done, injuries can cost business owners hundreds of thousands of dollars. The extra expense to pay for
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Flagger Safety 101

Flagger Safety 101

As a very important part of the construction crew, a flagger ensure that other workers can get the job done by diverting traffic away from the job site. They are required on construction sites where barricades and signs cannot successfully
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Avoid On-the-Job Accidents

Avoid On-the-Job Accidents

Your job is an unpredictable one and hazardous conditions could arise in a variety of situations, especially considering the customers you encounter throughout the day. However, on-the-job accidents can be avoided by focusing on safe practices and taking necessary precautions.
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Investigating a Sexual Harassment Claim

Investigating a Sexual Harassment Claim

Receiving a sexual harassment claim from an employee is a delicate situation. Employers must consider how they will respond to the complaint, how they will investigate the allegations and what guidelines they will use to assess the complaint’s validity. Ultimately,
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Hazard Communication to Ensure Your Safety

Hazard Communication to Ensure Your Safety

Through the course of your job duties, you may be required to work with dangerous chemicals. An employer should be dedicated to ensuring your safety and have a Hazard Communication Program in place. The goal of this program is to
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Reduce WC Claims with Ergonomics in Health Care | Risk Insights

Reduce WC Claims with Ergonomics in Health Care | Risk Insights

You can take measures to reduce the physical strain on your employees by practicing and encouraging ergonomics, the science of designing tasks to fit the physical make-up of the workers. Proper lifting equipment, training, and modification of tasks will prevent
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Backing Up Vehicles Safely

Backing Up Vehicles Safely

Backing up a vehicle, whether it is a heavy dump truck or a small automobile, can be a difficult task with a lot of dangers involved. In fact, many accidents occur when vehicles are backing up at only 5 mph,
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Silica Safety for Hand-held Power Saws | Safety Matters

Silica Safety for Hand-held Power Saws | Safety Matters

Hand-held power saws can be useful tools on the job site due to their portability and versatility. However, when these tools are used to cut masonry, concrete, stone or other silica-containing materials, workers can be exposed to dangerous dust; silica
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Are You Prepared if Disaster Strikes?

Are You Prepared if Disaster Strikes?

From fires to floods, earthquakes to hurricanes, disaster can strike anytime, anywhere, and often with little to no advance warning. According to the Insurance Information Institute, as many as 40% of businesses forced to suspend operations due to a natural
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Be Prepared: Severe Weather

Be Prepared: Severe Weather

In a severe weather emergency, all  employees should be aware of their responsibilities and the actions they should take to protect themselves and others. General Severe Weather Safety Practices If severe weather is threatening, tune in to local radio or
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Fire Emergency: Be Prepared

Fire Emergency: Be Prepared

In a fire emergency, all employees should be aware of their responsibilities and the actions they should take to protect themselves and others. General Safe Practices a Fire Emergency If an employee sees or smells a fire, the fire department
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