Claims & Risk Management

Identifying and Preventing Future Accidents

Identifying and Preventing Future Accidents

Most of us have been personally involved in a minor auto accident. In an attempt to protect ourselves, we might become defensive, or be tempted not to reveal all the facts so your future isn’t at risk. Our car insurance
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Trainer Tips: “Toolbox” Safety Meetings

Trainer Tips: “Toolbox” Safety Meetings

As a safety manager or safety trainer, one of your key roles is to promote a safety-minded culture while maintaining costs. By alerting employees to workplace hazards, “toolbox” safety meetings are worth your time. To get the most out of
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Using Safety Data Sheets (SDS)

Using Safety Data Sheets (SDS)

When working with chemicals, you must be familiar with a material’s properties so you can take the proper safety precautions. This is accomplished by using Safety Data Sheets (SDS). Your First Stop: The SDS SDSs protect you from hazardous materials
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Launch Your Safety Program

Launch Your Safety Program

A safety program is not only the responsibility of your supervisor or safety manager – everyone must take part to keep the workplace free from hazards. Lots of work goes on behind the scenes to make your job as safe
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The First 24 Hours After an Injury

The First 24 Hours After an Injury

The moment an injury occurs, it initiates a sequence of events that can last for weeks or even months. But no matter how prolonged the recovery period, the first 24 hours after an injury are the most crucial. To respond
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Opioid Use Affects on Workers’ Compensation

Opioid Use Affects on Workers’ Compensation

Prescription opioids are the number one workers’ compensation problem in terms of controlling the ultimate cost of indemnity losses. This comes from a recent Lockton Companies report that also states that there’s never been a more damaging impact on workers’
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Fueling Safely on the Worksite

Fueling Safely on the Worksite

Fueling trucks, cars, machinery or other vehicles is a familiar activity, but it can be an extremely dangerous job if done incorrectly. Not only can improper refueling cause burns, fires or explosions, but the gasoline or diesel itself is also
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New Technology to Boost Workplace Safety

New Technology to Boost Workplace Safety

More than 14 people a day died while doing their jobs in 2016, highlighting the need for safety and procedural enhancements at their workplaces. Employers are starting to embrace new technology, such as the following, in an effort to improve
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Concrete Truck Safety

Concrete Truck Safety

Delivering concrete comes with a variety of additional safety concerns not faced by the average delivery driver. From filling to unloading, there are a number of operational concerns you need to keep in mind in order to ensure continued safety.
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Legalized Marijuana and Employment: Off-duty Use and Drug Testing

Legalized Marijuana and Employment: Off-duty Use and Drug Testing

While all marijuana use remains illegal under federal law, most states have enacted laws that allow certain uses of legalized marijuana or a marijuana derivative. None of these laws place any restrictions on an employer’s right to administer drug tests
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Total Cost of Risk: Trucking Risk Insights

Total Cost of Risk: Trucking Risk Insights

Total cost of risk in insurance terms describes the cost of both pure and speculative risk. It is synonymous with the price of your risk management program. For example, if you are faced with a union strike, how do you
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Using GPS to Help Manage Fleet Costs

Using GPS to Help Manage Fleet Costs

As the workforce in America becomes more mobile, so do the capabilities of employers to track their employees on the road. From a distance, accurately monitoring employee productivity, working hours, injuries, conduct and company property presents a challenge. The use
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Selecting and Training an Injury Management Coordinator (IMC)

Selecting and Training an Injury Management Coordinator (IMC)

Even with the best safety programs in place, accidents can still happen. When an injury occurs, several parties can be involved: the injured worker, his or her supervisor, medical personnel, human resources and more. While all these people may be
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Off-Site Transitional Duty Programs

Off-Site Transitional Duty Programs

A valuable tool for controlling workers’ compensation costs for an employer is the implementation of an effective transitional duty program. Without this piece, employers can struggle to manage workplace injuries, and workers’ compensation claims are more likely to spiral out
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Winter Weather Liabilities

Winter Weather Liabilities

The winter months bring more than just cold weather and shorter days; they bring the possibility for winter storms that may result in a snow- and ice-covered landscape. While it may be a winter weather wonderland for some, as a
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