The Safegard Group, Inc.

Keeping Your Employees Safe in the Summer Heat

Keeping Your Employees Safe in the Summer Heat

Under OSHA law, employers are responsible for providing workplaces free of known safety hazards. This includes protecting workers from extreme summer heat. An employer with workers exposed to high temperatures should establish a complete heat illness prevention program that includes
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Backpacks & School Supplies for Children in Need

Backpacks & School Supplies for Children in Need

Thank you to our wonderful staff for providing backpacks and other school supplies to children in need through two of our non-profit clients, Choice Services and La Comunidad Hispana. Choice Services is a Non-Profit child and adoption/foster agency operating in PA, NJ, DE
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Wire Fraud in Real Estate

Wire Fraud in Real Estate

No industry is exempt from cyber crime, and the real estate industry has become a common target. As hackers devise plans to obtain sensitive information about real estate transactions, real estate professionals need to take particular interest in cyber security
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Summer 2017 Intern Update #5: Examining Crime Policies

Summer 2017 Intern Update #5: Examining Crime Policies

Examining Crime Policies In my last week with the Safegard Group, I was lucky enough to work with the team of Bill Salmon, Julie McDaniel, and Matt Zwaan in our commercial lines department. One of my projects with the team
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Ransomware Insurance

Ransomware Insurance

With ransomware attacks on the rise, the role of insurance is becoming more robust. And, although ransomware coverage has been traditionally sublimited within cyber policies, stand-alone cyber policies that cover ransomware are becoming more necessary. In an attempt to find
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Are You Liable for Summer Fun?

Are You Liable for Summer Fun?

Summer generally arrives with a huge surge in recreational activity. School ends and parents start searching for leisure and recreational activities for themselves and their children. The activities range from elaborate vacations or summer-long camps to simply buying play and
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Wrap-up Insurance Programs for Construction Projects

Wrap-up Insurance Programs for Construction Projects

Insuring all of the risks associated with large-scale construction projects can be a daunting task for the parties involved. The traditional insurance approach requires each party to procure and maintain separate coverage. Generally, the contractor and subcontractor then include the
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Employee Retention

Employee Retention

It costs nearly 20 percent of an employee’s annual salary to replace a current employee. If you are experiencing high turnover, chances are you are experiencing high losses as well. The costs of reviewing applications, processing candidates, conducting interviews, training
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Solar Panel Disposal: Exploring Your Options and Knowing the Risks

Solar Panel Disposal: Exploring Your Options and Knowing the Risks

Solar energy is a relatively new technology, so standards for disposal of solar panels and photovoltaic (PV) modules are still uncharted waters. However, if you are considering buying a green building that uses solar energy, or involved in the installation
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Managing Risk Across the Supply Chain

Managing Risk Across the Supply Chain

While lean manufacturing has become a cornerstone of successful supply chain management and a way for businesses to stay flexible and responsive to changing tastes in their markets, the dependence on and relationship with suppliers resulting from outsourcing and minimizing
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When Property Damage Strikes Your Business, Safegard is Here to Help

When Property Damage Strikes Your Business, Safegard is Here to Help

Summer is in full swing, and with it comes high temperatures and unpredictable weather. The Claims Team here at Safegard is always ready to assist you in the event of weather-related property damage to your business. Contact your Safegard Group
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Snapchat “Snap Map” Safety

Snapchat “Snap Map” Safety

Introduced in a June 2017 update, Snap Map allows users to share their exact location with friends within the Snapchat app. Snap Map gathers location data using a smartphone’s GPS sensor and displays the time of day an individual is
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Owners and Contractors Protective Liability

Owners and Contractors Protective Liability

Under an Owners and Contractors Protective Liability Policy (OCP), the insured (typically a property owner or general contractor) is protected against a lawsuit claiming harm or damage caused by work that an independent contractor performs for the insured. It also
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Summer 2017 Intern Update #4: Intern Visit to Chubb HQ

Summer 2017 Intern Update #4: Intern Visit to Chubb HQ

On June 21st, Rich and I were invited to Chubb headquarters in Philadelphia by Kevin Dolan, regional manager for financial lines. This was a great opportunity for us to be able to see and understand the carrier side of the
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HHS Issues HIPAA Cyber Attack Response Checklist

HHS Issues HIPAA Cyber Attack Response Checklist

Under the Health Insurance Portability and Accountability Act (HIPAA), a covered entity that experiences a ransomware attack or other cyber-related security incident must take immediate steps to prevent or mitigate any impermissible release of protected health information (PHI). The Department
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