The Safegard Group, Inc.

New Hire Announcement: Crystal Pini

New Hire Announcement: Crystal Pini

Please join us in welcoming Crystal Pini to The Safegard Group! In February, Crystal began her full-time position as an Account Assistant in our Select Accounts (small commercial insurance) department. We are excited for Crystal getting started in the insurance
Learn more
Opioid Use Affects on Workers’ Compensation

Opioid Use Affects on Workers’ Compensation

Prescription opioids are the number one workers’ compensation problem in terms of controlling the ultimate cost of indemnity losses. This comes from a recent Lockton Companies report that also states that there’s never been a more damaging impact on workers’
Learn more
Business Interruption Insurance: Coverage in Action

Business Interruption Insurance: Coverage in Action

Continuity is critical in business, and there are few things more important than continuous revenue and cash flow, particularly for small to medium-sized organizations. In fact, just one brief business interruption can be incredibly costly for an organization, often leading
Learn more
Fueling Safely on the Worksite

Fueling Safely on the Worksite

Fueling trucks, cars, machinery or other vehicles is a familiar activity, but it can be an extremely dangerous job if done incorrectly. Not only can improper refueling cause burns, fires or explosions, but the gasoline or diesel itself is also
Learn more
Chiropractic Medical Services: Offering On-site

Chiropractic Medical Services: Offering On-site

As employee wellness continues to be a high priority for employers nationwide, many are turning to offering on-site medical clinics that can provide health care services to employees in a convenient location at the workplace. In fact, the National Business
Learn more
New Technology to Boost Workplace Safety

New Technology to Boost Workplace Safety

More than 14 people a day died while doing their jobs in 2016, highlighting the need for safety and procedural enhancements at their workplaces. Employers are starting to embrace new technology, such as the following, in an effort to improve
Learn more
HIPAA Enforcement: Record 2018

HIPAA Enforcement: Record 2018

In 2018, Office for Civil Rights (OCR) settled 10 cases and was granted summary judgment in a case in Health Insurance Portability and Accountability Act (HIPAA) enforcement. The enforcement actions resulted in an all-time record year for OCR, with enforcement
Learn more
Concussion Awareness

Concussion Awareness

The human brain has the consistency of gelatin, and it can be severely damaged if it’s forced against the inner walls of the skull by violent blows to the head or sudden acceleration which may lead to concussion. The U.S.
Learn more
Concrete Truck Safety

Concrete Truck Safety

Delivering concrete comes with a variety of additional safety concerns not faced by the average delivery driver. From filling to unloading, there are a number of operational concerns you need to keep in mind in order to ensure continued safety.
Learn more
Blockchain: What is it and How Will it Impact Business?

Blockchain: What is it and How Will it Impact Business?

The internet, smartphones and other online technologies have helped businesses streamline their supply chains and inventories. However, human error, software incompatibilities between vendors and a lack of transparency can cause even the most efficient operations to experience time-consuming and costly
Learn more
Legalized Marijuana and Employment: Off-duty Use and Drug Testing

Legalized Marijuana and Employment: Off-duty Use and Drug Testing

While all marijuana use remains illegal under federal law, most states have enacted laws that allow certain uses of legalized marijuana or a marijuana derivative. None of these laws place any restrictions on an employer’s right to administer drug tests
Learn more
Chris Santoleri Promoted to Assistant Vice President

Chris Santoleri Promoted to Assistant Vice President

We are pleased to announce that Chris Santoleri has been promoted to Assistant Vice President in our Commercial Insurance division. About Chris Santoleri Chris Santoleri has been with The Safegard Group for nine years, serving in various client relationship and
Learn more
Total Cost of Risk: Trucking Risk Insights

Total Cost of Risk: Trucking Risk Insights

Total cost of risk in insurance terms describes the cost of both pure and speculative risk. It is synonymous with the price of your risk management program. For example, if you are faced with a union strike, how do you
Learn more
Understanding Commercial Property Coinsurance

Understanding Commercial Property Coinsurance

Coinsurance is one of the most complicated and misunderstood terms in insurance. This concept is commonly included in a number of different policies, including property, health and directors and officers. However, coinsurance works differently for each type of coverage, and
Learn more
Using GPS to Help Manage Fleet Costs

Using GPS to Help Manage Fleet Costs

As the workforce in America becomes more mobile, so do the capabilities of employers to track their employees on the road. From a distance, accurately monitoring employee productivity, working hours, injuries, conduct and company property presents a challenge. The use
Learn more