The Safegard Group, Inc.

New Hire Announcement: Vicki Murray

New Hire Announcement: Vicki Murray

Please join me in welcoming Vicki Murray to The Safegard Group! In August, Vicki began her full-time position with us as an Account Assistant in the Commercial Insurance department. We are very confident in Vicki’s abilities and look forward to her
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Fall Protection and Safety

Fall Protection and Safety

Fall protection and safety is a major concern at the workplace. In fact, OSHA cites injuries from falls as one of its top 10 worksite injuries. Falls and falling objects can result from unstable working surfaces, ladders that are not
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ADA Website Compliance to Avoid Lawsuits

ADA Website Compliance to Avoid Lawsuits

The Americans with Disabilities Act (ADA) of 1990 prohibits discrimination based on disability. This means ensuring that everyone has reasonable access to all areas of public life. Although the ADA doesn’t explicitly mention the internet, the federal government has taken
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Drug and Alcohol Test Standards for CMV Drivers

Drug and Alcohol Test Standards for CMV Drivers

According to the U.S. Department of Transportation, professional drivers and others behind the wheel of a commercial motor vehicle (CMV) will be subject to drug and alcohol testing in certain situations. Testing may be required pre-employment, post-accident, with reasonable suspicion,
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FMLA Forms Updated by DOL

FMLA Forms Updated by DOL

The Department of Labor (DOL) recently released updated model forms to help employers administer employee leaves under the Family and Medical Leave Act (FMLA). The DOL’s model FMLA forms contain an expiration date in the upper right corner. The expiration
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Security Threat Prevention and Disaster Response

Security Threat Prevention and Disaster Response

Preparing for an unforeseen security threat or disaster is very difficult. Criminal activity, natural disasters and terrorism are all threats to your business, and it is important that you have readiness plans in place to minimize the potential impact of
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Association Health Plans (AHPs) Guidance from IRS and DOL

Association Health Plans (AHPs) Guidance from IRS and DOL

Both the Internal Revenue Service (IRS) and Department of Labor (DOL) have issued new compliance guidance for association health plans (AHPs). On June 21, 2018, the DOL published a final rule that expands the ability of employers to join together
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Improving Security and Disaster Response

Improving Security and Disaster Response

On any given day, it’s possible to see warnings from the U.S. Department of Homeland Security regarding potential threats to our safety. Though it may seem like an unlikely risk, it is also a large one, as you can’t predict
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Medicare Part D Notices Are Due Before Oct. 15, 2018

Medicare Part D Notices Are Due Before Oct. 15, 2018

Each year, Medicare Part D requires group health plan sponsors to disclose to individuals who are eligible for Medicare Part D and to the Centers for Medicare and Medicaid Services (CMS) whether the health plan’s prescription drug coverage is creditable.
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Working Alone and Employee Safety

Working Alone and Employee Safety

Across all industries, certain workers may be required to be working alone. Whether it’s due to staff shortages, late-night shifts, the nature of the job or for other reasons, employees who are working alone tend to be more vulnerable than
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Home Matters: Preparing for a Vacation

Home Matters: Preparing for a Vacation

Keeping Your Home Safe While You’re on Vacation When preparing to leave for a vacation, it’s easy to overlook basic home safety precautions. To protect your residence while you’re away and enjoy a worry-free trip, keep these tips in mind.
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National Health Center Week: Aug 13-19 – OSHA Compliance – Inspection Guidance for Inpatient Health Care Settings

National Health Center Week: Aug 13-19 – OSHA Compliance – Inspection Guidance for Inpatient Health Care Settings

Though they are dedicated to treating those suffering from injury or illness, inpatient health care settings boast distressingly high rates of workplace injury and illness. Accordingly, OSHA has announced that it will be dedicating its enforcement resources to reducing that
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Delaware Workers’ Compensation – Employer Responsibilities

Delaware Workers’ Compensation – Employer Responsibilities

Workers’ compensation is a system of no-fault insurance that provides medical and monetary benefits to employees for work-related injuries, diseases and deaths. Workers’ compensation is governed by state law and Delaware is no exception. The Delaware Workers’ Compensation Law (WCL)
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Attractive Nuisances on Construction Sites

Attractive Nuisances on Construction Sites

Attractive nuisances are man-made conditions on your property, vacant site or active site after-hours that draw trespassers. If children trespass on site due to these conditions, the general contractor on the site can be held liable for any injuries they
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HDHP/HSA Limits Will Increase for 2019

HDHP/HSA Limits Will Increase for 2019

In May 2018, the IRS released Revenue Procedure 2018-30 to announce the inflation-adjusted limits for health savings accounts (HSA) and high deductible health plans (HDHP) for 2019. These limits include: The maximum HSA contribution limit; The minimum deductible amount for
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