The Safegard Group, Inc.

New Hire Announcement: Kelly Wentzel

New Hire Announcement: Kelly Wentzel

Please join me in welcoming Kelly Wentzel to The Safegard Group! A few weeks ago, Kelly began her full-time position with us as an Account Manager for our Employee Benefits division. We are very confident in Kelly’s abilities and look forward to
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The Hardening Auto Insurance Market

The Hardening Auto Insurance Market

Auto insurance premiums have been on the rise since April 2016, when a 6 percent rate hike made it the biggest monthly increase since 2003. While the need for harder conditions in the auto insurance market is overdue, both personal
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The Future of Certain ACA Taxes and Fees

The Future of Certain ACA Taxes and Fees

Several steps have been taken in 2017 toward repealing the Affordable Care Act (ACA), including the introduction of the American Health Care Act (AHCA). Although the AHCA was withdrawn by Republicans, Congress may choose to pursue another ACA repeal and
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Understanding Total Cost of Risk (TCOR)

Understanding Total Cost of Risk (TCOR)

Risk exists everywhere in business. One of the biggest mistakes that companies make is assuming that the total cost of risk (TCOR) only involves their insurance premiums paid, retained losses and administrative costs. However, the total cost of risk encompasses
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NCCI Eliminating Anniversary Rating Date Rule

NCCI Eliminating Anniversary Rating Date Rule

The National Council on Compensation Insurance, Inc. (NCCI) is eliminating the anniversary rating date (ARD) rule on May 1, 2017. The ARD is defined as the effective month and day of a workers’ compensation policy and each anniversary thereafter, unless
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Managing Volunteers in Your Organization

Managing Volunteers in Your Organization

As a nonprofit organization, most of your workforce is probably comprised of volunteers. These individuals devote their time and energy to help the community through your organization. Though these individuals offer their services without expecting compensation, they still require supervision
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Protecting Your Clients’ Business and Personal Information

Protecting Your Clients’ Business and Personal Information

Whether your business is a Fortune 500 company or a one-man show, data security needs to be a top priority. Small and medium-sized businesses are becoming more frequent victims of data breaches, whether through their own negligence or the efforts
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New Hire Announcement: Matthew Holden

New Hire Announcement: Matthew Holden

Please join me in welcoming Matthew Holden to The Safegard Group! Today, Matt began his full-time position with us as a Business Development Executive where he will be primarily responsible for the marketing, consulting, servicing and production of accounts in the Commercial Brokerage
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Spring in Tokyo for Vacation

Spring in Tokyo for Vacation

Spring is the season to visit Tokyo, and now is the time to start planning your adventure. Cooler temperatures and no summer crowds make April and May the ideal time to visit—but the most compelling reason to travel during springtime
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Underwriting Considerations for D&O Insurance

Underwriting Considerations for D&O Insurance

Directors and officers (D&O) liability insurance is an insurance coverage sought by public, private and non-profit organizations to help protect their executives from costly legal actions. Over the years, insurance companies have refined their underwriting practices for D&O insurance to
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Tax Time Trouble: Identity Theft and Your Tax Return

Tax Time Trouble: Identity Theft and Your Tax Return

Tax Day is on the way, and many people will be scrambling to meet the April deadline. However, filing your tax return in a timely fashion isn’t the only thing to worry about. Tax-related identity theft is a growing threat.
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New Hire Announcement: Luke Angus

New Hire Announcement: Luke Angus

Please join me in officially welcoming Luke Angus to The Safegard Group! Earlier this week Luke began his full-time position with us as an Account Representative. We look forward to Luke beginning his time with us and are confident in the what
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Preventing Frozen Pipes

Preventing Frozen Pipes

Have you taken the proper precautions to protect your home from frozen pipes? Cold winter weather can cause pipes in your home to freeze and potentially burst, leading to water damage or flooding. A few simple preventative measures can help
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Lessons Learned From Recent Data Breaches | South Jersey Chapter of CFMA

Lessons Learned From Recent Data Breaches | South Jersey Chapter of CFMA

On Wednesday, March 1 from 3:30pm to 7:30pm, The Safegard Group’s Brian Courtney will be speaking at a seminar titled “The School of Hard Knocks: Lessons Learned From Recent Data Breaches” hosted by the South Jersey Chapter of CFMA at Adelphia’s in
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Safety Matters: Ladder Safety

Safety Matters: Ladder Safety

Falls from elevated surfaces are frequently listed as one of the top 10 causes of accidents in the workplace. Most of these accidents occur due to failure to follow basic ladder safety. To help prevent ladder injuries, practice the following
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