The Safegard Group, Inc.

New Hire Announcement: Kelvin Zimmerman

New Hire Announcement: Kelvin Zimmerman

Please join me in welcoming Kelvin Zimmerman to The Safegard Group! In December, Kelvin began his full-time position with us as an Account Executive in the Commercial Insurance department. We are very confident in Kelvin’s abilities and look forward to him
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Off-Site Transitional Duty Programs

Off-Site Transitional Duty Programs

A valuable tool for controlling workers’ compensation costs for an employer is the implementation of an effective transitional duty program. Without this piece, employers can struggle to manage workplace injuries, and workers’ compensation claims are more likely to spiral out
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Data Breach: A Growing D&O Concern

Data Breach: A Growing D&O Concern

A data breach can be a devastating event, affecting a company financially and damaging its reputation with customers. But as a director or officer at your company, you face litigation risks based on the decisions you make following a breach
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Making a Flood Claim

Making a Flood Claim

Heavy rain, storm surge, hurricanes and other severe weather events can lead to devastating floods that cause extensive damage leading to a flood claim. According to the Federal Emergency Management Agency (FEMA), flood damage totaled over $8 billion in 2017
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Winter Weather Liabilities

Winter Weather Liabilities

The winter months bring more than just cold weather and shorter days; they bring the possibility for winter storms that may result in a snow- and ice-covered landscape. While it may be a winter weather wonderland for some, as a
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EEOC Removes Incentive Limits from Final Wellness Plan Rules

EEOC Removes Incentive Limits from Final Wellness Plan Rules

On Dec. 20, 2018, the Equal Employment Opportunity Commission (EEOC) removed the incentive limits from its final wellness plan rules. The rules allowed employers to offer wellness incentives of up to 30 percent of the cost of health plan coverage.
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The 3 S’s of Trenching Safely: Slope It, Shore It, Shield It!

The 3 S’s of Trenching Safely: Slope It, Shore It, Shield It!

Slope it, shore it, shield it, are words to live by if you or any employees are exposed to excavations. The Occupational Safety & Health Administration defines an excavation as any man-made cut, cavity, trench, or depression in the earth’s
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ACA Remains in Place After being Struck Down by Federal Court

ACA Remains in Place After being Struck Down by Federal Court

On Dec. 14, 2018, a federal court judge ruled in Texas v. United States that the entire Affordable Care Act (ACA) is invalid due to the elimination of the individual mandate penalty in 2019. The decision was not stayed, but
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Extended IRS Furnishing Deadline for ACA Reporting

Extended IRS Furnishing Deadline for ACA Reporting

On Nov. 29, 2018, the Internal Revenue Service (IRS) issued Notice 2018-94 to: Extend the due date for furnishing forms under Sections 6055 and 6056 for 2018 from Jan. 31, 2019, to March 4, 2019; and Extend good-faith transition relief
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Safety Programs and the Impact to Your Bottom Line

Safety Programs and the Impact to Your Bottom Line

If you could save your company money, improve productivity and increase employee morale, would you? According to the Occupational Safety and Health Administration (OSHA), workplaces that establish safety programs and health management systems can reduce their injury and illness costs
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Marriott Hack: Personal Information from 500 Million Guests Exposed

Marriott Hack: Personal Information from 500 Million Guests Exposed

Marriott International, a hospitality company that oversees one of the largest hotel chains in the world, recently announced that its guest reservation system had been hacked. Marriott indicated that information from approximately 500 million of their guests had been exposed
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Multicultural Workplace Management

Multicultural Workplace Management

With today’s global economy and the growing ethnic and racial diversity found throughout the country, multicultural workplaces are becoming the norm for many employers. Though diversity in the workplace is a positive thing, it can also present unique challenges to
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Work Events: Reduce Your Exposures

Work Events: Reduce Your Exposures

Businesses host parties for a variety of reasons, including the holidays and organizational accomplishments. While these work events are fun, team-building opportunities, they can create a number of risks for the hosting company. In fact, in the event that an
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Flu Season Planning – National Influenza Vaccination Week: Dec. 3-9

Flu Season Planning – National Influenza Vaccination Week: Dec. 3-9

Many employers may not realize the impact that the flu season can have on their company. If a major influenza outbreak hits your community, you may face highly elevated employee absenteeism rates, which could lead to business interruption and lost
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E.coli Contaminated Romaine Lettuce Strikes Again

E.coli Contaminated Romaine Lettuce Strikes Again

For your health, it may be best to skip the salad this Thanksgiving. On Tuesday, Nov. 20, the Centers for Disease Control and Prevention (CDC) announced that romaine lettuce is, yet again, unsafe after at least 32 people in 11
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