The Safegard Group, Inc.

Gambling in the Workplace

Gambling in the Workplace

When you think of gambling, you probably picture a roulette wheel or a poker table—games that are typically not allowed in the workplace. But gambling doesn’t always come in such an obvious package. You might not permit a poker table
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Return to Work Program

Return to Work Program

Workplace accidents are unfortunate events that can disrupt both your physical and financial well-being. In the event of a work-related accident, our return to work program will help you transition back into a productive role as you recover from your
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The Benefits of Upskilling

The Benefits of Upskilling

Upskilling is when employers provide employees the opportunity to learn new skills to better their current work performance, while also prepping them for the projected needs of the company. When you upskill your employees, you are not only investing in
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Manage Cost of Risk, Control Price

Manage Cost of Risk, Control Price

Every facet of your organization impacts your cost of risk. Regardless of the type of business you run, many find it difficult to quantify their true cost of risk because it includes both pure and speculative risk. The impact negative
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Liability from On-site Fitness Center

Liability from On-site Fitness Center

On-site fitness centers can be a powerful way to improve productivity, reduce time away from work, promote wellness and recruit top talent; however, they also present a serious liability exposure. Take steps to reduce your liability for employee injuries beyond
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New Hire Announcement: Ryan Henritzy

New Hire Announcement: Ryan Henritzy

Please join us in welcoming Ryan Henritzy to The Safegard Group! In October, Ryan began his full-time position as an Account Representative. We are excited for Ryan to get started with us and are confident in his ability to support
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Protect Against Attractive Nuisance Dangers

Protect Against Attractive Nuisance Dangers

Although property owners are generally not responsible for protecting trespassers, in some cases, landowners or those who occupy land under leases can be held responsible for injuries to children that are caused by man-made conditions on the property. Considered attractive
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Lifting Heavy Loads Properly

Lifting Heavy Loads Properly

At work, much of your day is spent lifting, carrying and transporting heavy objects. While in many cases a machine does the grunt work, it only takes one careless mistake to sustain a serious, long-term injury due to improper lifting
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Understanding Insurance Carrier Financial Ratings

Understanding Insurance Carrier Financial Ratings

When choosing an insurance carrier to cover your business, there are many factors to consider. Price and customer service are often at the top of this list—no one wants to overpay for coverage, and you want your claims paid out
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New Hire Announcement: Dan Jahnsen

New Hire Announcement: Dan Jahnsen

Please join us in welcoming Dan Jahnsen to The Safegard Group! In September, Dan began his full-time position as an Account Assistant in our Employee Benefits department. We are excited for Dan getting his career started with us after graduating
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Workplace Accidents Impact Everyone

Workplace Accidents Impact Everyone

We all know that safety is important, but do you realize just how costly workplace accidents can be? When all is said and done, injuries can cost business owners hundreds of thousands of dollars. The extra expense to pay for
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Accessing Employee Emails Under the Stored Communications Act

Accessing Employee Emails Under the Stored Communications Act

Think back to a time when a former employee departed your company. Do you remember collecting their work phone and laptop? Did you happen to search their device–perhaps even their personal email? If so, you may have unwittingly violated the
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Flagger Safety 101

Flagger Safety 101

As a very important part of the construction crew, a flagger ensure that other workers can get the job done by diverting traffic away from the job site. They are required on construction sites where barricades and signs cannot successfully
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FSA Limit will Increase for 2020

FSA Limit will Increase for 2020

The Affordable Care Act (ACA) imposes a dollar limit on employees’ salary reduction contributions to health flexible spending accounts (FSAs) offered under cafeteria plans. This FSA limit is indexed for cost-of-living adjustments and may be increased each year. On Nov.
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Avoid On-the-Job Accidents

Avoid On-the-Job Accidents

Your job is an unpredictable one and hazardous conditions could arise in a variety of situations, especially considering the customers you encounter throughout the day. However, on-the-job accidents can be avoided by focusing on safe practices and taking necessary precautions.
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